Hail damage and insurance claims, handled for you.

Colorado's Front Range sits in one of the most hail-prone parts of the country. When a storm hits your roof, we document the damage, work with your insurance company, and restore your home.

Signs your roof has storm damage

Hail and wind damage is often invisible from the ground, which is why so many homeowners don't realize they have a claim until a leak shows up months later. Common signs include:

  • Hail bruises: dark spots where granules have been knocked off, often soft to the touch
  • Cracked or missing shingles, or strips of shingles lifted and torn by wind
  • Dents in metal: roof vents, flashing, gutters, and downspouts
  • Granules in gutters or at the bottom of downspouts after a storm
  • Damage around the home: dented siding, cracked window screens, or damaged outdoor fixtures
Shingles torn off a roof by high wind Roof vent covered in hail dents

What to do after a hail or wind storm

  1. Stay off the roof. Wet or damaged roofs are dangerous. Leave it to a professional.
  2. Take photos of any visible damage around your property, and note the date of the storm.
  3. Schedule a free inspection. A Triumph Service Representative will inspect the exterior and document every sign of damage.
  4. File your claim with confidence. If there's damage worth claiming, we'll help you file and take it from there.

Want more detail? Read our guides on how to spot hail damage and how a roof insurance claim works in Colorado.

How Triumph handles your insurance claim

Unlike many roofing companies, we don't just replace the roof and leave the paperwork to you. Our process handles the whole claim:

  • Adjuster meeting. We meet your insurance adjuster on site so damage is properly documented.
  • Insurance supplements. If the initial estimate misses anything, we submit supplements for additional damages, best-practice repairs, and building code items so nothing is missed.
  • Mortgage company endorsement. Insurance checks often require your mortgage company's sign-off. We handle that complex, time-consuming process for you.
  • Direct billing. We invoice your insurance company directly and work with them to obtain the final check. You get copies of every bill and invoice.
  • One point of contact. Your dedicated Service Representative keeps you updated every week.

See all ten steps in our process.

A note on deductibles: Colorado law doesn't allow roofing contractors to waive, pay, or rebate your insurance deductible. Be cautious of any company that offers to.

Restoring more than the roof

Hail rarely hits only the shingles. When your claim includes gutters, siding, paint, or windows, we can restore those items as part of the same project, so you deal with one company and one schedule. See our siding, gutter, paint & window work.

Questions, answered

Frequently asked questions.

How long do I have to file a hail damage claim?

It depends on your policy, and some policies set deadlines measured from the date of the storm. Check your policy or ask your agent, and get an inspection soon after a storm so the damage is documented while it's fresh.

Will filing a claim raise my insurance rates?

Hail and wind claims are generally considered weather-related rather than at-fault claims, but every insurer is different. Your agent is the best source for how your specific policy works.

What will I pay out of pocket?

For a covered claim, your share is typically your deductible. Colorado law doesn't allow contractors to waive or cover it. Any upgrades you choose beyond what insurance covers would be discussed with you up front.

What if my insurance company denies the claim or misses damage?

When an estimate misses damage or code-required items, we submit supplements with documentation. We'll walk you through your options if a claim is denied.

Is the inspection really free?

Yes. Our storm damage inspection is free with no obligation.

Get started

Schedule your free roof inspection.

Book a free, no-pressure inspection. We document everything, explain your options in plain language, and handle the insurance side for you.

Call or text(719) 482-5188
Sales RepresentativeNick@TriumphRoofings.com
Service areaAll of Colorado's Front Range
Fully licensed & insuredPPRBD #27281 · Elbert County #26EC-RO-3060

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